VA Home Loans

The Department of Veterans Affairs (VA) offers special home loan options to qualified veterans, active-duty service members and reservists. Similar to FHA loans, these home loans are backed by the government can help borrowers with moderate or even sometimes low income and a limited savings

  • There is a low down payment option, allowing for limited financing of your home
  • VA home loans are available with both adjustable and fixed rate options
  • Lower down payment requirements
  • Flexibility with income and both debt and credit requirements
  • The ability to fund down payments and closing costs with either gifts or grants

Because every person’s situation is different, we do not post FHA and VA mortgage rates on our site.  You mortgage rate will be dependent on a variety of factors. The best way to determine what rate you will qualify for is to contact a Mortgage Specialist for a free quote.

The Paramount Pledge™ – Triple Protection

The Paramount Pledge. It is our promise to you that we’ll provide the best rates, won’t charge you an application fee to lock in a rate and will ensure we can close and lock in a rate at the terms we provide.

No Application Fee – Other lenders charge hundreds of dollars to start the loan process with you. Paramount Equity Mortgage® will never ask you to pay an application fee just to lock in your rate.
Better Rate Warranty – After you complete a loan with us, we will cover most of the cost to refinance or purchase within the next seven years, for any reason.
Set & Secure Closing Guarantee™* – Once we receive all required borrower information, your signed disclosure and lock your loan, we guarantee we can close your loan at the rate and terms we provided. If we can’t, we will pay you $500.
* The Set & Secure Closing Guarantee is not valid in the event that there is an unforeseen change such as, an appraisal coming in under value, undisclosed debt at the time the loan was pre-qualified, a change in income due to loss of job or change in employment, etc. This guarantee is also not valid in the event that you withdraw your application or request a change to the terms of your loan. A change in terms would consist of, but is not limited to, a change in loan amount, fixed vs. adjustable rate, number of years the loan is amortized, adding/removing a borrower, etc.