Mortgage Calculators

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The calculators we provide are useful tools to help you make estimates on various mortgage-related factors, but they’re not intended to provide investment advice, or replace a conversation with one of our Mortgage Specialists.

APR Calculator for Adjustable Rate Mortgages

Use this calculator to find the Annual Percentage Rate APR on your Adjustable Rate Mortgage (ARM). This can help you compare different ARMs with different fees and terms.

Biweekly Payment Calculator

Biweekly mortgage payments can accelerate your mortgage payoff by paying half of your normal monthly payment every two weeks. This can save you thousands in interest—and, by the end of the year, you will have paid the equivalent of 13 monthly payments instead of 12!

Use this calculator to compare a typical monthly payment schedule to an accelerated weekly payment.

Buyer Cost Estimate

Use this calculator to help estimate the total cost to purchase a home. But, remember that the actual fees and expenses may change, depending on a variety of factors, including the actual closing date.

FHA Maximum Financing Calculator

This calculator can help you to determine the minimum down payment and maximum FHA mortgage that is allowed on a home purchase, as well as provide an estimate on closing costs and mortgage insurance premium (MIP).

This calculator is designed to determine FHA mortgage for a specific purchase, not any home in your state and county. To determine the maximum purchase price for your area, go to HUD.gov and then use our FHA Maximum Financing Calculator to determine the required down payment, mortgage limit and MIP.

Maximum Mortgage

What is the maximum mortgage you can afford? That will depend on your income and monthly debt payments. Use this calculator to determine the maximum monthly housing payment based on your current situation.

Mortgage Comparison: 15 Years vs. 30 Years

There are advantages to both a 15-year or 30-year mortgage. With a 15-year mortgage, you will pay significantly less interest, but that comes with a higher monthly payment. A 30-year mortgage will take twice as long to pay off, but with a lower monthly payment.

Use this calculator to compare these two mortgage terms.

Mortgage Qualifier

Before you buy, you need to have a firm understanding of your budget. Use this calculator to determine what you can afford.

Mortgage Refinance Break Even

Should you refinance?

How long will it take you to break even on a mortgage refinance? That depends on your current interest rate, the new potential interest rate, closing costs and how long you plan to stay in your home.

Use this calculator to determine if refinancing your mortgage is a beneficial decision at this point in time

Mortgage Tax Savings Calculator

Interest paid on a mortgage is tax deductible if you itemize your tax return, as are the points paid to lower your interest rate. Use this calculator to determine how much your mortgage could save you in income taxes.

Rent vs. Buy

Should you rent or buy your home? Use this calculator to look at fees, taxes and monthly payments, to determine the best choice for you, given your personal situation. This calculator is based on the original purchase price of the home, fees and taxes payable at that time; note that insurance and taxes can fluctuate from year to year.