Paramount Equity Insurance Services knows you’ve worked hard to make your house a home. In fact, in most cases your home represents a large share of your financial wealth. To protect this investment, you want dependable homeowners insurance at the best possible value. Welcome to Paramount Equity Insurance Services.
- We offer flexible, affordable homeowners insurance with:
- Coverage options to meet your needs
- Cost-saving discounts and credits
- Flexible payment schedules
Tips for saving money on your homeowners insurance:
Raise your deductible
You can save money on your premiums with a higher deductible. Remember, if you live in a disaster-prone area, your insurance policy may have a separate deductible for certain kinds of damage so ask your agent.
Evaluate what you paid for your house vs. rebuilding costs
The land your house was built on is not at risk from theft, windstorm, fire and the other perils covered in your homeowners policy. When deciding how much homeowners insurance to buy, don’t include the land value. Including the land value will result in a higher premium than you need.
Improve your home security
Taking extra steps to ensure the safety of your home by installing a smoke detector, burglar alarm or dead-bolt locks usually results in a greater discount on your premiums. Ask your agent about what they recommend before you buy or install any such equipment.
Review the limits in your policy and the value of your possessions at least once a year
Your homeowners policy should cover major purchases or additions to your home. But make sure you are not spending money for coverage you don’t need. Talk to your agent about changes or additions you have made to your house or the items in your house.
For more information on homeowners insurance, or to get a free quote today, contact an insurance specialist today at 1-877-284-2424.
