Government DE Underwriter (Mortgage)

COMPANY: Paramount Equity

JOB TITLE: Government DE Underwriter (Mortgage)

LOCATION: Roseville, CA 95661

POSITION TYPE: Full-Time, W-2 Employee

COMPENSATION: Salary Commensurate with Experience + Bonus + Benefits

“I'm a firm believer in serving employees first. If we take care of our employees and have a true concern for providing those families with a decent living, then those employees will take care of our customers.”
- Hayes Barnard, Owner

ABOUT US:

Paramount Equity was founded in 2003 and provides residential customers in Arizona, California, Oregon, Utah, Virginia and Washington a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.

We have been awarded the A+ Employers' Award by the Sacramento Business Journal on multiple occasions (2006, 2007 & 2009) as an exceptional place to work. We are also only one of a few companies in our industry to maintain an "A" ranking as an Accredited Business with the Better Business Bureau.

OVERVIEW:

Paramount Equity is looking for an experienced professional with an active DE certification to underwrite residential mortgage loans in accordance with FHA (HUD) and internal guidelines to ensure compliance with company and investor standards. Responsibilities include, but not limited to:

  • Possess current, in-depth experience and complete knowledge of FHA lending guidelines and understands how those relate to internal and investor guidelines
  • Clearly communicate FHA, corporate, and investor guidelines to customers, loan processors, and sales associates
  • Ability to make timely, accurate decisions on all FHA transactions
  • Act as secondary review and escalation point for conventional as well as government loans
  • Demonstrate thorough knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis
  • Provide training/mentoring to underwriters, loan processors, and sales associates when needed

BENEFITS:

  • Medical, Dental, and Vision Insurance Plans for employees and family
  • Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans
  • Voluntary Long-Term Disability Insurance Plan
  • Aflac Supplemental Insurance Plans
  • 401(k) Retirement Plan
  • Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125)
  • Section 529 College Savings Plan

REQUIREMENTS:

  • An active and valid DE/CHUMS ID certification
    • Must have consistently underwritten FHA loans within the past 2 years
  • 4 or more years of combined professional experience as a Conventional/FHA Underwriter, Processor, Pricing Specialist (Lock Desk), Doc Drawer, Funder, Closer or Post Closer
  • High School diploma required
    • Bachelor’s degree from a 4-year college or university a plus
  • Excellent communication and customer service abilities
  • High level of integrity and trust
  • Team-player with selfless attitude
  • Precise attention to detail
  • Professional demeanor and attire

HOW TO APPLY:

Apply for this position online