Government DE Underwriter (Mortgage)

COMPANY: Paramount Equity

JOB TITLE: Government DE Underwriter (Mortgage)

LOCATION: Roseville, CA 95661

POSITION TYPE: Full-Time, W-2 Employee

COMPENSATION: Salary Commensurate with Experience + Bonus + Benefits

“I'm a firm believer in serving employees first. If we take care of our employees and have a true concern for providing those families with a decent living, then those employees will take care of our customers.”
- Hayes Barnard, Owner

ABOUT US:

Paramount Equity was founded in 2003 and provides residential customers in Arizona, California, Oregon, Utah, Virginia and Washington a variety of financial services to accomplish one simple goal: Save Our Neighbors Money! From purchase and refinance mortgage banking, to property, casualty, life and health insurance, and now solar panel leasing and financing, Paramount Equity is committed to making a positive impact in the lives of our customers and the local communities in which we operate.

We have been awarded the A+ Employers’ Award by the Sacramento Business Journal on multiple occasions (2006, 2007, 2009 & 2010) as an exceptional place to work.  We are also only one of a few companies in our industry to maintain an “A” ranking as an Accredited Business with the Better Business Bureau.

OVERVIEW:

Paramount Equity is looking for an experienced professional with an active DE certification to underwrite residential mortgage loans in accordance with FHA (HUD) and internal guidelines to ensure compliance with company and investor standards. Responsibilities include, but not limited to:

• Underwrite residential mortgage loans in accordance with FHA/HUD and internal guidelines ensuring compliance with company and investor standards
• Review and analyze borrower profiles, tax returns, title reports, credit reports, income documentation and appraisal products
• Ability to properly assess and respond to fraud indicators
• Determine eligibility for private mortgage insurance
• Demonstrate proficiency in automated underwriting applications and ability to assess results
• Structure loans according to lender requirements and credit quality
• Review appraisals for accurate property valuation
• Ensure documentation is appropriate to support credit decision
• Issue loan approvals or adverse action notifications
• Additional duties as assigned

  
  

BENEFITS:

• Medical, Dental, and Vision Insurance Plans for Employees and Family
• Voluntary Term Life Insurance and Accidental Death and Dismemberment Insurance Plans
• Voluntary Long-Term Disability Insurance Plan
• Aflac Supplemental Insurance Plans
• 401(k) Retirement Plan
• Flexible Spending Accounts for Medical and Dependent Care (Cafeteria Plan / Section 125)
• Section 529 College Savings Plan
• Aggressive employee referral program that rewards you financially for referring top-performing employees

REQUIREMENTS:

• An active and valid DE CHUMS ID required; VA LAPP approval as well is preferred
• Must have consistently underwritten FHA and VA loans within the past 2 years
• 4 or more years of combined professional experience as a Conventional or Government Loans Underwriter in a retail sales environment (correspondent, direct, portfolio lender, etc.)
• High School diploma required; Bachelor’s degree from a 4-year college or university a plus
• Strong working knowledge of Point, DU, LP and Datatrac highly preferred
• Proficiency with all MS Office applications (Word, Excel, Outlook, etc.)
• Proven success working in fast-paced, high volume environments
• Excellent communication and customer service skills
• Precise attention to detail
• Professional demeanor and attire

HOW TO APPLY: