So, you’re finding yourself at that point in life where you want to buy a home or a condo, but your credit score is a little bit lacking. It’s not great, but it’s not perfect, either. The goal is to get a better credit rating, which means you’re going to have to do some footwork; reports don’t fix themselves. Remember that increasing your credit score does not happen overnight, but it does get better as long as you are proactive. Get a copy of your credit report and get a word processor ready. You’re going to be doing some work while learning how to boost your credit score.
Following are five tips that help you improve your overall score:
- Examine your credit report with a fine-tooth comb. Mistakes are frequently found on reports, and they stay there until you challenge them. There are plenty of template letters you can use to dispute, or Read the rest of this entry »
At one point or another, you may have a period in your life where you find yourself with a low or damaged credit score. Although having a bad credit score can be extremely stressful, there are ways that you can repair your credit and boost your credit score.
Do Your Homework
The first step to repairing your credit is to do your homework before beginning the process. This means ordering your credit reports. Continue Reading >>