Repairing your roof is often very easy. With some basic knowledge, homeowners can identify the causes of common roofing problems and fix the issues by themselves. Understanding basic roof repair can also help homeowners know when to call for roofing service. Homeowners can handle simple repairs by themselves. They should call roofing specialists if they identify more serious damage.
Minor leaks are common roof problems that homeowners should not ignore. When these leaks are left unrepaired, they may cause major damage to the roof and other parts of the house. Homeowners can repair leaks in many ways. One good way to stop leaks is covering them with a tarp. Continue Reading >>
Your mortgage is most likely your largest financial responsibility each month, and sometimes it gets hard to make your payment. When you have a hard time making your mortgage payments, you may miss a few months. In some cases, you may want to refinance so that you can take advantage of lower interest rates in the market and get a more affordable payment to work with.
Refinancing for Distressed Homeowners
When you are behind in your mortgage payment, you may not be able to refinance under normal circumstances. Continue Reading >>
Buying a home is one of the biggest and most important investments in a person’s life. That first-time home buying experience can seem a little overwhelming at first, but there is plenty of tried-and-true advice for first time home buyers out there.
Below are five first time homebuyer tips that anyone can implement today.
When buying a house with a mortgage, you have the opportunity to get the process started before you actually need a loan. Most banks offer the ability to get pre qualified or get pre-approved. While these two processes are similar, they are actually not the same thing and will provide you with different benefits.
Home Loans: Pre-Approval vs Pre Qualification
The big difference between pre-approval and pre qualification in the mortgage industry is in the level of fact checking that goes on. With a pre-qualification, you do not provide any specific details that can be verified by the mortgage lender. Continue Reading >>
Purchasing a home is a dream for many people. Whether you are an individual or raising a family, home ownership is a great way to build wealth. However, it generally takes a good credit score to get a home loan. Here are five things to consider if you are looking for a home loan with bad credit.
1. Put More Money Down On The Home
Most banks require at least 10 percent of the purchase price upfront. Putting down 20 percent of the purchase price shows you have the means to make timely payments. Continue reading >>
How do you transform an ordinary yard into a neighborhood showpiece? It’s easier than you think. Even a simple design can look elegant with the right blend of design elements. Softscape elements include grass, trees, hedges and other plants. Hardscape elements include walkways, the driveway, fencing and rocks. Follow these steps to learn how to landscape your yard.
Sketch the design elements that you want. They might include a winding path, a rock garden, tall bushes in front of bedroom windows, flowerbeds or a raised bed vegetable garden near the kitchen door. Start at the front of the house and pick a focal point. The focal point might be a flowering tree or a large, round flower bed with a statue in the middle.
After choosing the focal point, decide whether you want to line the walkway with flowers, dwarf bushes or ornamental grasses. If your walkway is plain cement, then you might want to upgrade to decorative paving stones. Continue Reading >>
Paying off the mortgage is the day that all homeowner’s wait for. Mortgage terms feel as though they will last a lifetime. There is no other loan that takes as long to pay off. Paying off your mortgage early has many benefits that homeowner’s can look forward to. It is said that there are many disadvantages to an early pay-off, however the advantages tend to outweigh them.
Why pay off your Mortgage Early
Debt Free Living- Paying off the mortgage early leads to a debt free lifestyle that takes the cumbersome payment out of the equation. Continue Reading >>
I thought I would do something a little different today and share a testimonial from a couple we heard from a few weeks ago. Having such a good experience with Paramount Equity, Dan & Michelle gave our sister company, Paramount Solar, a call and found they could save even more on their home by going solar for $0/down. Check out the video.
At Paramount Equity, our team shares a powerful entrepreneurial spirit. We take great pride in bringing innovative solutions to the communities we serve in order to deliver savings made simple.
Paramount Equity was able to give us the complete package-refinance, solar and lowered our insurance rates. The entire transaction took under two weeks. Paramount Equity has staff that is very knowledgeable in all areas, insurance, mortgage and solar and they made it very easy for us. I would recommend them to all of my friends.